I'm hoping someone who lives around the area can help me out with this.

I live not too far from LOZ but have never fished it. I don't have a boat and so I'm pretty much stuck to the shore most of the time. Does anyone know of some decent spots for bank fishing? I know the topography and dock/condo/private land situation is not ideal for it, but I'm hoping there's an area or two that might be good.

I bank fish alot when I'm down at LOZ but only because we've got property in the family and I know all my neighbors. You'll be hard pressed to find any stretch of bank that isn't privately owned. Try and at least put in with a kayak or jon boat. It may limit what you can throw, but at least you'll be able to drag a jig or crank a wart wherever you please.

Think you will have to fishing the state parks that have shoreline.  Should be able to get access in those areas?

Behind bagnell has bank access and has great bass fishing spring-fall.