Thinking of picking up a used job boat, first time buying a boat.

 

As far as what to look for, test drive, and the physical boat/trailer I’m pretty comfortable having spent a good bit of times on boats and trailering on a regular basis.

 

My main question is how do y’all handle the money side/actual transfer of the boat? To me, the safest way to make sure all parties are protected would be to sign a simple contract stating I’m receiving boat x for amount y, owner then hands me filled out title, I hand them money (either a check or electronic payment so there is a paper trail) and leave with the boat.

 

I would think between written correspondence, a simple contract signed, trail of money moving from one person to the other, and me holding the title I’d be covered. 
 

Anything else y’all would do or would the process I described pretty much cover it?

That covers it.

 

All I can say is once you have the boat in hand and title signed over it is yours. Not sure what you're asking. If you're worried about getting ripped off bring a friend.

 

I always pay cash. The money is the sellers problem once the boat is signed over. Get a simple handwritten receipt and you're done. If he signed it then he got paid.

 

Some people like to change the price for lower tax payments but that is probably illegal so I won't mention it here.

 

Disclaimer: I've only bought and sold cars.

Check your state requirements.  You may need to involve a notary for the governing body to accept the signature for titling purposes.