You can cut some employee stuff if you have family willing to work there... Just saying... We live 5 minutes from where we want ours... When we open ours, it'll be me, my husband, and my two daughters... Between us we'll be able to cover all the ours and said off and since it'll be all family owned and operated, I've been told as long as we all have private insurance, we don't need all the workers comp stuff... Don't need an accountant so long as you know how to work something like QuickBooks... Square has pretty good options for card reading services and if you're going to hire outside help, even has online work hours tracking as they login for work on the square terminal... Think it'll pay them and all if I remember right... I would also suggest you do your employees as contract workers... Send a 1099 instead of dealing with taking taxes, providing insurance and so on if you don't want the extra cost... I'm an OCD nut with organization and why I know all that... Yeah it's being kinda an a*****e about insurance and workers comp but at the same time saves you from lawsuits by employees... And I only say this as I know a business owner who had an employee that supposedly hurt herself 13 times in 3 months and sued him, winning a small fortune, even though he had camera evidence that showed she "hurt" herself on purpose... He ended up selling his business to pay it off... Is why I say look into using contracted employees