I am sure it all worked out for the best....and for the record, being a stay at home mom is not an easy job assuming you have kids. My mom was a stay at home mom (with an in home licensed day care) and she worked very hard.

Now my ex wife was more of the let me have you help me get through grad school and then i'll treat you like crap and we'll break up....oh well. 25K paid out later i am still happy that it went whay it did because i eneded up moving for the ex and wouldn't have met my current fiancee and we have a great 2 year old

Everything happens for a reason.....

I am sure it all worked out for the best....and for the record, being a stay at home mom is not an easy job assuming you have kids. My mom was a stay at home mom (with an in home licensed day care) and she worked very hard.

Now my ex wife was more of the let me have you help me get through grad school and then i'll treat you like crap and we'll break up....oh well. 25K paid out later i am still happy that it went whay it did because i eneded up moving for the ex and wouldn't have met my current fiancee and we have a great 2 year old

Everything happens for a reason.....

i understand the whole stay at home mom thing. but for the record she should be working now, because she wants to be a stay at home doesn't mean she could not work right now. and where i live (long island, and i'm sure many other places) a family cannot survive on one salary of the average 80-100k a year.

i understand the whole stay at home mom thing. but for the record she should be working now, because she wants to be a stay at home doesn't mean she could not work right now. and where i live (long island, and i'm sure many other places) a family cannot survive on one salary of the average 80-100k a year.

I hear ya and i can see your point entirely. if you can't live on 80-100k a year for two people i would seriously question how you are living. Not trying to hijack the thread but you can live off that pretty much anywhere. Granted down in TN you can live like a king on that salary and back home in philly not so much but stil be pretty comfortable....anyways doesn't matter at this point. Just try and get yourself together and move on and learn from your past experiences and you everything will be better.....on the plus side at least since she hasn't been working it's not like you have to figure out how you are going ot support yourself since you were already doing that and then some....it's almost like you just got a raise

My money's on JR has no drivers license or is suspended. No job and parents wanting to throw the comfort blanket over him. He's probably at that point that one more claim and Mom and Dad are looking for another fly by night insurance carrier.

@ fishking

I read this thread and reflected on it and this line stuck: "she quit that because it was too hard for her."

I don't think most people change. Good people remain good people. Hard workers keep working hard. If anything, we become more of what we were. For example, a bad person might become evil. If your ex were to become the mother of your children, since she's a quitter, the lesson she would impart to your children would be to quit when it was hard.

Long after lust dies, you want to be partnered with someone you admire. Kurt Vonnegut, the writer, wrote about a fight with his wife. She said, in anger, "I don't even like you." He asked, in the calm of rationality, "Do you still respect me?" She nodded and he said, "Then we'll be okay."

I couldn't respect someone who quits, someone who fails and doesn't rise to begin again. If you're not a quitter and if you're a hard worker, then find your peer.

I have been in the insurance claim business for 22 years in Massachusetts so I do know a little about this. I don't think there would be much difference between MA v. NY. Report it to your own company. Pay your deductible (if it is not waived, like it would be in MA) and your company will subrogate against the insurer of the other vehicle. If he wants to pay your insurance company directly for the money they paid out, in order to avoid a surcharge, so be it. Then move on with life. And if your relationship ended because of this, good thing it happened now and not later.

The red flag was when they hesitated about paying your initial estimate. What, did they think you were trying to screw them over?

The only reason why they were giving you a hard time in the beginning was to save a few bucks. They would have found a shop that would cut a few corners doing the repair to save a few dollars. Believe me, I have seen it literally 1000s of times.

Good luck

Get your car fixed and get out while you still notice the "red flags". Her family would come first even if you were married. Even if they are wrong(like this case).