9 hours ago, DINK WHISPERER said:

I've used PayPal for almost everything for longer than I can remember with zero issues. They've also saved my butt from unethical sellers more than once. And there's actually a number you can call and speak to a live agent. I just had to today and they are very knowledgeable and helpful. 

Do you happen to have that # handy ? PM me if you like. I've been waiting on a refund from not so good seller for the last year and 7 months from paypal.

Thanks.

6 hours ago, Hammer 4 said:

Do you happen to have that # handy ? PM me if you like. I've been waiting on a refund from not so good seller for the last year and 7 months from paypal.

Thanks.

PM sent.... Good luck. 

8 hours ago, DINK WHISPERER said:

PM sent.... Good luck. 

 

Thanks.

I have Paypal and don't trust them for a minute.  They are fine as long as there are no problems and money is not going to come out of their pocket.

A number of years ago, someone using a guest sign-in transferred $1,200 from my AmEx through Paypal to themselves. They gave me a little song and dance and they would check into it.  Not feeling comfortable with their response, I called AmEx and reported it as a fraud.  A week later, I see it's still on my AmEx.  So I call Paypal again and they just say they are still working it.  I call AmEx and they said they had contacted Paypal and Paypal said they had contacted me and I had approved the transfer, needless to say, that's when I came unglued.  After another couple of rounds with Paypal lying through their teeth, and calls to AmEx, AmEx finally credited the money back to my card.  Then Paypal had the balls to email back to me wanting the money.  I closed the account for several years but finally had to open another for doing business on the net. 

The only credit card I have is my AmEx, which a lot of places don't take.  I have a prepaid debit card I keep a small balance on for rare online situations, and for restaurants and drive throughs where my real debit card has to leave my sight.

Even since opening a new paypal a couple years ago, I've had two situations I've had to contact them on, and they were not very pleasant dealings.  They are not up to the idea of doing anything that's taking money out of their pocket. 

As for the cell phone, with the number of scammer's trying to get you any way they can, I would not be without one.  Every account I have has automatic text messaging anytime there is any kind of transaction on them.  As soon as I even make a $5 purchase on my debit card, within a few second I get a message showing it.