would any one happen to now at what point or size of boat you have to have insurance on it other than tourney fishing

I can't imagine being on the water with much of anything without at least liability ....  :-?

I can't imagine being on the water with much of anything without at least liability .... :-?

X2...........Cover your ***.

How much is your boat and gear worth to you? Also if you ever have someone else on your boat and get into an accident or somehow that person gets injured or someone on the other boat you'd want to be covered. I don't know what your financial situation is but boat insurance is relatively inexpensive. And God forbid something bad happens on the water you could be paying for that for the rest of your life.

well at this moment my financial situation is not good cause I've been out of work for 2 months that's why i ask this question cause i want to get on the water but i still have to register my boat and then if i have to get insurance i will but i was hoping to weight a couple of weeks if it is not mandatory and the lake i will be fishing will have little to no other boats on it this time of year

well at this moment my financial situation is not good cause I've been out of work for 2 months that's why i ask this question cause i want to get on the water but i still have to register my boat and then if i have to get insurance i will but i was hoping to weight a couple of weeks if it is not mandatory and the lake i will be fishing will have little to no other boats on it this time of year

Not a good idea. What happens if you cause an accident/injury on the water and have no insurance? You think you are in bad financial shape right now, that would ruin you. If you can't afford the insurance, don't take it out.

well at this moment my financial situation is not good cause I've been out of work for 2 months that's why i ask this question cause i want to get on the water but i still have to register my boat and then if i have to get insurance i will but i was hoping to weight a couple of weeks if it is not mandatory and the lake i will be fishing will have little to no other boats on it this time of year

Not a good idea. What happens if you cause an accident/injury on the water and have no insurance? You think you are in bad financial shape right now, that would ruin you. If you can't afford the insurance, don't take it out.

X2.  Excellant advice , use it.

Boat insurance is pretty cheap ..... We carry full coverage including on water towing and some coverage for contents for less than $400 per year on a 21 ft Ranger and a 225HP engine.

At least try to get some liability ...... it would be cheap. Most companies will let you pay quarterly. Probably be $50 or so for a quarter to protect yourself. Then you could add to it later if you want more coverage.

ok thanks guys i will make sure i get coverage before i get out on the water

I have 16ft aluminum boat with a 30hp 4 stroke. Insurance with Progressive only costs me $180 per year with good coverage. I had the option of paying 45 per month for 4 months.

i got an online quote from progressive at $100 for liability only $25k-$50k-$10k. i have a 14ft boat with a 9.9 and valued at $1500 full coverage was $235 a year.

Just like the others said, no insurance = no fishing in my book.  On another note I just switched from Progressive to Allstate (they also have my vehicles and homeowners so Im sure there is a multi-line discounts).  Progressive was raising my rate from $540 to $650 because my teenage son.  I checked with Allstate and their "Premium" policy was $270.  When I bought my boat I never checked and for 2 years I've been getting whacked because I didn't shop and drank the Progressive Kool Aid that because the sold the most the were the least expensive.  All to say call your agent and get a quote.

GO BIG RED

Went and picked up Burleys old boat last week and  set up the insurance today.  Just about got her ready for my maiden voyage as the captain.