The lake i primarily fish has stained water. I have 1 bait caster, and 2 spinning reels. I use crank-baits, top-waters, plastics, and jigs. I'm not that great with the bait-caster, but I was thinking of putting braid on it for top-water, and jig  use, and fluorocarbon on the spinning reels for everything else. Does this sound good, or what would you put on these reels? thanks.

yes. sounds like a good plan.

instead of flouro though... save yourself some money and get yozuri hybrid or ultrasoft .

youll be happy you did.

Could a copolymer be an option rather than Hybrid for him?

yea, copolymer can. Flouro is good, but dont tie it in a Palomar know. It is kinda brittle.