Jump to content
Sign in to follow this  


Recommended Posts

I am currently in a local bass club , a topic of insurance for a non-boater has become an issue. Is there a policy the club could provide it's boaters for non-boaters.

Any input would help


Future Boat Owner.

Share this post

Link to post
Share on other sites

Interesting question.

Have you spoken to your automobile insurance carrier to see if their company's Homeowners 4 (Renters) policy would provide liability protection for a non-boater.

Usually a Homeowners contract limits the coverage to the length and motor size for watercraft but the carrier may be willing to add the watercraft liability onto the Homeowers for a nominal premium.

We have insurance professionals on this site who will tell you how to handle the situation.  In the meantime, make a telephone call to either your auto or current homeowners policy agents and ask them how to address the issue.

Share this post

Link to post
Share on other sites

What Sam said.

Homeowners/Renters policys usually provide Personal Liability protection which is fairly comprehensive (it will cover you if you hook someone, or drive a galf ball into them, etc).  Some will even give some protection for damages/injuries caused with a power boat as long as that boat meets the size/power requiremetns for coverage (see your policy).  

Other than a homeowners/renters policy, the only other type of policy I can think of would be an umbrella policy - but that's overkill for many people.  And usually companies require that you carry your auto AND homeowners/renters with them (with very high liability limits on those policies) before they will sell you an umbrella.

Do what Sam said.  Call your exisitng agents.  If you already have a homeowners or renters policy, you probably already have coverage.  You will only have to determine if you have enough.

Share this post

Link to post
Share on other sites


Thanks for your input. I hope to bring this to the club attention at are next meeting. It is sad that are soceity has come to this were being friends or a simple handshake means nothing.

anyways keep those lines wet and tight.

Share this post

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  

  • Recently Browsing   0 members

    No registered users viewing this page.

  • fishing

    fishing forum

    fishing rods

    fishing reels


    bass fish

    fish for bass