Im looking to purchase a new rod for the upcoming season and I'm looking at a duckett micro magic 6' 9" MH being I fish from the bank the size will make it easier to fish in and around trees and what have you. I use mono a lot has anyone experienced any problems with the micro guides?

I think mono performs the best with micro guides, personally.

You won't have any trouble with micro guides and mono, braid or fluoro. 

I Am a pretty big fan of Duckett Rod's and love micro guides, I have had no trouble at all with any line I use. Be aware that leaders will not go through the micros so as long as you're not spooling braid and trying to use a leader it will work great. I think true micro's are much better but everyone has their own likes/dislikes. In cold weather the micros will freeze up faster, if you live in a place with freezing weather, here in La. I don't have that trouble. If you have any questions on duckett Rods I will do my best to try and help, I own many, Micro Magic and White Ice Rods but have not used the new Ghost Rods yet.

I like the 20 year warranty that comes with it and I'm ready to upgrade to a good all around multi-purpose rod i feel the duckett rod might fit that. Im not trying to fit it technique specific so is this a good option for different applications?

You'll love it. I have that exact same rod. I've used it for so many things like topwater, flukes, and jerkbaits.

Yes, that is a very good choice for many different baits. I think you would really enjoy it.

I am currently throwing 14lb BPS Excel mono on two BPS micro Carbonlites and it is smooth as silk.