When fishing either of the above mentioned top water lures, do you always have to wait till all the rings have disappeared before you start your retrieve?

Sometimes I do and sometimes I don't.  You just have to see what works.

I never worry about the rings settling before I move it. I have done pretty good with a stop and go retrieve when fishing a jitterbug. Move it a little bit and let it stop and sit for a few seconds.

 No set rules on how to work your bait!! Vary your retrieves till the bass tell you how they want it. I like the "gee I fell from a tree" retrieve.  Splashdown, wait a couple of seconds slight twitch, couple of more seconds slight twitch, twitch and just pick it up till you feel your at maximum twitch cycle or optimum spalooshing speed and rinse and repeat. 

Good luck,

FM

Thank you everyone for your responses.

If I'm casting to a target, I'll let it sit for a few seconds. If I'm casting over weeds, it's moving when it hits the water.