I would never buy a boat again, too much of a money pit and I much prefer shore fishing. I fish with 3 guys  that are members of a boat club, this year they joined a new club for $4200 initiation with payments of $100 per month, ensuing years no initiation and still just a $100 per month, just reserve a few days early, then gas and go.  One member wants out and I may be buying his share.

lots of posts, lots of opinions, i run a 2001 19 1/2' Hawk, 200 merc,bought used for 13000, payments run 205 monthly, put enough down that it's almost paid for,,,,a boat is just a taxi,,,i would rather ride in a caddy than a yugo

a boat is just a taxi,,,i would rather ride in a caddy than a yugo

I'm with you on that one....

lots of posts, lots of opinions, i run a 2001 19 1/2' Hawk, 200 merc,bought used for 13000, payments run 205 monthly, put enough down that it's almost paid for,,,,a boat is just a taxi,,,i would rather ride in a caddy than a yugo

X2

Originally financed boat for 10 years.  After paying that for a while I decided that was crazy so I refinanced for four years.  Now I've gotten tired of the note and plan on building a new house next year so I'm paying $1400 a month so it will be paid off in December.  I take great care of it and plan on having it forever.