well, i would like to get something dependable and user friendly. i would not object to spending $300 or a little more, until i begin to get a feel for what is available, and what will serve me best. i like baitcasting reels because i learned to be very accurate with them before. the rod will probably ride around in the back of my car when not actiually being used. you gotta be prepared, in case you find a spot you havent tried before, right?
99% of the water i'll be fishing is shallow, and i rarely throw any real weight. my go to lure is a 3/8 oz spinner bait with the biggest willow blades i can find. i also used to throw a carolina rig worm or crawdad with a small 1/4 oz slip sinker. i almost never needed more weight than that. sometimes a small rapala or a stick bait. i think the heaviest lure i had before was a spence scout.
you guys probably already know this trick but i'll put it out there just in case...
i liked to go to clearance sales at walmart, to buy saltwater floating lures similar to rapalas. big ones, like 7 or 8 inches long. replace the treble hooks with smaller ones, and break off the bill with pliers so they wont dive. when done you might have $2 invested, but aggressive fish slammed the daylights out of them. you can throw them into the worst snaggy areas and not worry about losing a $20 lure.