At least our state flower isn't a satellite dish!

Just kidding, man.

lol

that is good

Gonna be at least a week for a new axle to come in. Gonna miss opening day tournaments.

That stinks if they are televised you can watch it on one of my satellites

Heh, touché.

Gonna be at least a week for a new axle to come in. Gonna miss opening day tournaments.

Just remember to have that added to the claim.

Just remember to have that added to the claim.

How would I add that to the claim? I can't claim "potential winnings"??

Call your insurance company and ask, there stipulations for ever loss, you have professional gear and a boat you use for tournaments. You are showing you are 'working' for an income in which you can't now since your equipment has been damaged, might even cover the cost to rent a boat/trailer. Depends how well your agency is.

Call your insurance company and ask, there stipulations for ever loss, you have professional gear and a boat you use for tournaments. You are showing you are 'working' for an income in which you can't now since your equipment has been damaged, might even cover the cost to rent a boat/trailer. Depends how well your agency is.

I think that's a bit of a stretch. J. Francho, at least to my knowledge, is not a professional tournament fisherman or guide and his sole income is based around fishing with his boat and trailer, a potential augmentation of income for sure. I can't answer this but were previous winnings reported to the IRS, and are 1099's issued. If the answer is yes there may be a weak leg to stand on, if the answer is no there is most likely no leg to stand on.

Accidents are always unfortunate, sounds like there were no injuries, which is really the best news possible under any circumstance. It appears as though the insurance company is handling it correctly, it never goes as fast as we would like it too. An inconvenience for sure that no one would appreciate..........being patient seems like all you can do. Good Luck !!!

It's a HUGE stretch. I'm just a small club/open tourney angler. You can do a search here, using "FCS" as a search string and find some of my tournament reports. I've never made money at it, just street cred, heh.

As I said, depends on your agency. Last accident I was in (no-fault) my agency insisted on giving me every penny for my loss, which covered every little detail down to how many CDs got scratched, even asked (since it was leisure/sports car) if I generated any income or had an estimated loss without the vehicle, like car showsor events.

It doesn't hurt to ask.

There is no such thing as a "no fault" collision. "No fault" insurance is for uninsured motorists, and is included in everybody's premiums. If an officer writes it up as "no fault," you run into major issues making a claim. Ask me how I know this.

This has nothing to do with my agency - it's the other driver's insurance company that is responsible for repairs. There's nothing to ask for. I wouldn't know what I might be losing or winning anyway - unless someone knows how to predict the future.

No fault differs from state to state. When I lived in Michigan our no fault insurance was that our own insurance company paid to fix our vehicle, our fault rates could rise, other motor's fault , no penalty. Now that I'm in Florida the no fault like New York's, the at fault motorist's insurance company pays the claim. I do believe in Michigan that the not at fault motorist's insurance company seeks compensation from the opposing insurance company, this takes place without the need for the motorist to be involved.

Insurance agencies do not make policy, their main focus is writing business. Often claims are reported to a claim center and dealings are done thru a claim adjuster. In the case of my insurance company I would report the claim to my agency, it gets turned over to the adjuster, the agency is really just the go between.

I'm dealing directly with a claims adjuster and claim specialist from the other driver's insurance. They are paying for all repairs in full, including the $600 in towing fees I've racked up. Not cheap to flatbed a boat, lol.

Ouch. Sorry to hear that happened, John. That's just filled with all kinds of suck. Glad the damage wasn't major and nobody got hurt. I'm sure that claims rep is just dragging her feet on getting everything processed.

I wouldn't know what I might be losing or winning anyway - unless someone knows how to predict the future.

To put it simply, It's the reason why insurance prices are so high, because they estimate the unknown future.

Ouch. Sorry to hear that happened, John. That's just filled with all kinds of suck. Glad the damage wasn't major and nobody got hurt. I'm sure that claims rep is just dragging her feet on getting everything processed.

She's boat owner, and has actually been really helpful. I've already been reimbursed for some of the fees. The driver was SO AT FAULT, that they've pretty much bent to my will. Now I'm just waiting for parts. Could be a week and a half, which means I'll miss the Cashion Rods open on Oneida, which really sucks.

To put it simply, It's the reason why insurance prices are so high, because they estimate the unknown future.

Dude, your comments are totally irrelevant. Rates are high because of fraud. For most liability insurance, there is a ton of history to draw from in determining rates, repairs, and claims. It isn't about "unknown future," it's about known risks. More risk, higher rates.

Whatever, just tried to help, but you're know-all attitude doesn't like it.

Didn't think you asking an insurance company with be so painful for you.

I did ask for,and I got my entry fees back. But why would I deserve anything else? It's not a know it all attitude, it's reality. I jusy don't get what I'd even be asking for. There isn't any guarantee about a tournament result, so why would I claim that? The property is insured, not my tournament results, or "potential" results. It's not like I'm a professional athlete.

By the way, my rates aren't really that high, about $150 for $1mil in liability. I must be low risk...

Attempting to get more than what you rightfully have coming to you is attempting to defraud. Making stretches like that will only make you the subject of the "you're not gonna believe what this guy was trying to get me to pay" stories that are frequently told between insurance adjusters.

People like that are why our rates are so high.

I've stated my opinion. I'm out.