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J Francho

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Everything posted by J Francho

  1. One other point, despite owning two very fast boats, I wasn't dinged for that. All the agent cared about was how much liability I needed and what it would cost to replace it. Nothing was said about its top speed. That might different elsewhere in the country.
  2. Try insuring a car for a teenage boy. Then come talk to me about high rates. Boat insurance is such a tiny line item in the total cost of ownership. It's barely a consideration for me. A-Jay brings up an interesting point about replacement. All my boats have been over a decade old, so I've paid for agreed value. When it comes time to buy, I may need to chat about it.
  3. I carried a million dollar liability and agreed price on my Bullet and that wasn't more than $400. When you bundle multiple vehicles, homeowners, riders for valuables, it's actually not that bad.
  4. It's the Ark of the Cove.
  5. The boats I have been looking at come in just under $200k. I'd go a little bigger but then I'd have to consider the tow vehicle not being a daily driver. While there was the insane covid spike in prices, the market has softened a bit.
  6. Sorry, yess, most of Region 6, which includes the St. Larry.
  7. The best I've done on the south shore of Lake Ontario is a hair over 21. I know one day on Eries we had to be over 25 with two fish over 6 and one close to it. That was a magical late November day, though my boater said it was slow fishing, lol.
  8. I was starting to get the shakes.
  9. Region 5 has been the main holdout on off season C&R since it started.
  10. Franklin and Hamilton Counties are in Region 5. Probably better to use the DEC site: https://dec.ny.gov/things-to-do/freshwater-fishing/regulations/region-5-special-fishing
  11. Not in Region 5.
  12. It's C&R year round there.
  13. Monetizing a hobby has rarely worked out well for me. I have several stories, none that really apply here. I'll say this, helping others get over the steep learning curve with regards to everything from breaking down water, choosing baits, the mechanics of catching fish, and gear selection is one of the cornerstones of this site. It's what initially drew me to contributing. I get a real kick out of seeing someone finally "get it."
  14. I thought I was the only one.
  15. What is that, cottonwood seeds on the ground? Meth trees are very hardy.
  16. That isn't true. <waits patiently for gruesome pics>
  17. Wow, yeah. lol. We might hit a high in the teens today. Wind chills are brutal though at -25+
  18. I have no words. We're all here for whatever you need though.

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