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Fishing Rhino

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Everything posted by Fishing Rhino

  1. It goes back in time up north, to the age when a few inches of snow could really snarl things up for days, so folks would stock up on the basics to get them through two or three days when they couldn't get out to the store. Now, it takes a serious blizzard to snarl the roads. Snow and ice removal equipment, not to mention the spreaders and salt, can keep ahead of all but the most serious storms. Most snow storms are cleaned up within a day, and most roads are kept open. The exception is in the cities where cars get stuck and prevent plows from clearing the side streets. It can take days to get those streets clear. Once upon a time it was for "survival". Now it's more of a tradition.
  2. Is it possible to get a small mirror behind the cable to see the number? If it is, use a flashlight to illuminate the number by shining it on the mirror. If that won't work, disconnect both ends of the cable, then try to twist it.
  3. True, but the suspense is killing me.
  4. Recently there have been posts about writing, cursive vs. printing, can you read this?, etc. Here's an eye opener. This is included in the information packet we received from the company that provides our prescription medications insurance. Under the heading "New opportunities to save with generic alternatives" is this sentence which starts the paragraph. "Patients for several brand drugs are expected to expire in 2015."
  5. The Truck cost $43,500, they said they would give him $7400 (out of there own pockets) to pay the rest of the loan on the Fusion as a trade in. It final bill of sale ended up being $50.9k. They tried to scam a free car out of him by rolling over the $7400 onto the new loan, hoping he wouldn't notice. He got $7400 after I talked to them, therefore getting what he bargained for the truck and trade-in if he uses the $7400 towards the $50.9k I'm going to take an excedrin. Make that two excedrins.
  6. When I first got a couple of Johnny Morris Carbonlights, with split grips they felt odd. But I got used to them and liked them. Then I switched to one of my full length grip cork handles it felt like I was holding a baseball bat. It felt clunky and awkward. The Carbonlite grips are as has been suggested like the grip on a golf club. Interesting thing about the grips on golf clubs. If you tend to hook a ball, a thicker grip will tend to prevent you from turning the club over as quickly. The converse is true. If you tend to fade the ball, a skinnier grip will help you turn the club over quicker and reduce the amount of fade. Putters. In order to take the wrists out of the putt, some golfers use very thick grips. Some of them are probably close to two inches in diameter. For me, the thinner split grips allow me to work the bait better, and provide better feel.
  7. I thought the price was 43,500 dollars, and they would pay off the balance on his fusion. When all was said and done, he would be left with the truck and a loan for 43,500. The dealer would own the car. We don't know the sticker price, so we don't know what he realized from the trade in. Now, as far as repossession goes, I mentioned it only as a possibility, and the consequences that would befall the dealer. The reason is that unless the dealer paid off the balance they would never get a clear title on the fusion. Therefore it would make no sense for them not to pay it off, particularly when they cut a check for 7,400 dollars to make the friend's purchase price 43,500 dollars. The dealer cannot do anything with the Fusion unless and until the lienholder is paid off and he releases the title.
  8. Original post. So, he has a fusion that he owed roughly $7400 on. He bought a truck for $43,500 with Tax and ever other fee included. They told him they would give him $7400 for the trade in, therefore paying off the existing debt on the fusion. After everything is said and done, the paper that he signed says the principle amount of money owed on the new loan is $50,900, and the dealer now has the ownership of the fusion. The truck was 43,500 total including all taxes and fees. That was with his Fusion as a trade in. I don't know what their title procedure is in Canada, but if it's like here in the states, the lender will have his name on the title as a lienholder. They will not release the lien until the vehicle is paid for. That means the dealer cannot sell the car until they can provide a clear title. Let's assume that the title is still in limbo because the lien has not been released. Yes, the lender can go after the buyer for the 7400, but he can tell them to repo the car which should be at the dealers since it has no clear title to transfer. I don't know why the dealer would be so foolish as to give him the money, and not get a clear title and be left with a vehicle they cannot sell. Not only must the lender release the loan, but the friend must assign title to the car as well. It makes no sense that the dealer would not pay it off. So the first lender repos the car. The friend is stuck with the 50,900 dollar loan, but he can reduce that by the 7400 dollar check. This leaves the dealer with no car and the 50,900 dollars from the loan. But since they gave the friend a 7400 dollar check they only net 43,500 and the car is gone. The friend is left with the truck and a balance of 43,500 on his loan, which is what he bargained for. What a nightmare.
  9. I would not advise that. Polyester resin does not make a good bond with wood. As wood expands and contracts with heat and cold, the resin will crack. That allows moisture to penetrate, while making it difficult for the moisture to escape. If you want to seal/encapsulate the wood panels, use Gluvit. It is flexible, and will stretch and contract with the wood. Gluvit is an epoxy resin, and bonds much better than polyester. Polyester resin is not waterproof. Epoxy is. Seek, fill, and seal cracks in fiberglass, wood and metal. Hard protective coating flexes with hull movements to bridge and seal hairline cracks. Seals aluminum seams, rivets, and leaks around cabins or decks Long working time allows for maximum penetration Easily top coated with bottom or topside coatings an dmost paints. http://www.marinetex.com/gluvit.html
  10. Gee, I feel so unloved. I haven't got those yet. Well, maybe I have, but we don't answer phone calls that show up as unavailable, or numbers that are not familiar. If it's someone we know, they'll leave a message. Although, we have gotten some messages that say in a loud, authoritative voice, "DON'T HANG UP" and goes on from there.
  11. The Christmas commercials will be a relief. Heck, a root canal is a pleasure compared to the inane political commercials and incessant phone calls.
  12. True, the contract is still in force and he is paying the 50,900 dollars, but he now has a 7400 dollar check in pocket. If he is smart, he will apply that 7400 dollar check to the principle on the loan and reduce the balance. However, even if he does do that, he may end up paying more interest on the loan. It depends on how they work the interest. As I'm sure you know, home mortgages are front loaded where most of the payment goes to interest. Over the term of the loan the interest portion declines and the principle portion increases. When we bought our homes, we got an amortization schedule and paid extra on the principal, thereby saving a ton on the interest. We never had big mortgages and our monthly payments were about one hundred five dollars. To keep that in perspective, we got our first mortgage in 1965. When we moved and sold our home we got enough so our new mortgage payments were essentially the same. In our third move we again ended up with the same monthly payments. We also still paid extra on the principle and paid off our thirty year mortgage in about fifteen years, again saving a ton of money on the total interest paid.
  13. Because they may pull into the wood on their own. That makes for a tighter connection of wood to aluminum frame. Countersink only if they will not pull in flush on their own. Countersinking in this case, where the deck will be carpeted is most likely an unnecessary step.
  14. Make sure you set your Lowrance units to show the battery voltage. Note what the units show for voltage when the battery is fully charged. Then you can easily monitor any voltage drop during the day, and run the motor to get the battery charged up. Think about carrying jumper cables. In a pinch you can use one of the tm batteries if your cranking battery is drained too low. Be sure to charge all your batteries fully after each outing. And, put the charger on as soon as you get home. Chances are, if you do that diligently, your cranking battery will handle a days fishing. It all depends on how much you run the outboard during the day. If you use it very little, then it will not keep the battery fully charged. That's why it's imperative that your batteries get fully charged when you get home.
  15. If you can find them, probably at a Lowes, Home Depot, or ACE hardware, get some stainless steel "drill screws". No need to drill pilot holes. Make sure you lay everything out properly, and mark lines on the plywood where the aluminum supports the plywood. Use a drywall screw driver with a depth adjustment. Set it so that the screw is flush with the surface of the plywood when the bit stops turning. They cost a bit more than regular stainless steel screws, but they are worth the extra cost. It's not likely, but if you do need to counter sink the holes, just use the countersink bit where you want to place the screws. Leave the counter sink a little on the shallow side. The screws will compress the wood a bit. Too deep, and you'll end up with recessed screw heads.
  16. And the local Chamber of Commerce.
  17. I went out yesterday and caught six largemouth. Average close to two pounds. All on a wacky rig, four inch senko, watermelon with black and red flake, fished very slowly.
  18. Was it a new truck? At that price, I'd assume it is. If so, and the dealer refuses to rectify the situation, he should contact the manufacturer, explaining what happened. Info for contacting the manufacturer should be in the owner's manual. No manufacturer wants their dealers shafting the public.
  19. I'm planning on getting out tomorrow for a few hours. I'll be using my canoe as it is the only vessel I have that can navigate the narrow channel between the ramp and the pond. Been doing pretty well but the fishing has been slowing down.
  20. If you have a "gut feeling" about a place, bait, color, or whatever, do not be afraid to try it. Your brain is a computer. It processes much information subconsciously. Do not ignore it.
  21. I believe there are products you can spray on covers to make them waterproof. If there is any stitching on the cover, give them a liberal coat of the spray. Here's one. http://www.boatersplus.com/star-brite-waterproof-spray-with-ptef-22-oz.html?utm_source=bing&utm_medium=cpc&utm_content=EB-5708211&utm_campaign=bing Your cover should be supported in such a way that there are no low places where water can collect.
  22. Keeping her home did make it much more difficult on you. My dad was in GA, 1200 miles away from us, so I did not have to deal with it on a daily basis. We did keep my wife's mother in her home for as long as possible. She was in her nineties. I installed a handicap access ramp so she could get outside without having to negotiate steps. I also installed a ramp in her kitchen so she would not have to deal with the step from the kitchen to the hallway which led to her bedroom, bathroom and the living room. She was very unstable and used a walker. One night she tried to get to the bathroom and the walker caught a living room chair and down she went. She had one of those "help, I've fallen and I can't get up, but she landed in such a way that she could not press the button. She had the type that is like a wristwatch. Marcia's older daughter found her lying on the living room floor. She had whacked her head on the door frame and bled quite a bit. After that, I installed motion detector lights around the house. When she'd get out of bed, a light would go on. There was another in the living room on her way to the bathroom, and in the hallway. Wherever she went a light would turn on. Her last fall was in the bathroom, and again, she could not reach the button on her life alert device. To make it worse, she fell against the door which opens inward, and could not move. The hinge pins were on the inside so I had to cut a panel out of the door in order to pull the hinge pins. She was able to reach a towel by the sink, so I told her to place that over her head and face. The paramedics arrived just as I was removing the door. She had hurt her shoulder, and was admitted to a rehab facility. It was then that it became obvious that she could no longer live alone. Her three daughters had taken care of getting her daily meals on a rotating basis, as well as cleaning the house. She was an old Yankee and wanted to stay in her house until she died. But that had become impossible. After six months in the facility she passed away.

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