They didn't offer me the Platinum Protection plan. It was weird, I told them at the show I was going to put $1500 - $2K down but the loan I was approved for was for no money down and 120 months and they had already added the cost of the GAP coverage, 7 year warranty and 5 year Accident/Health into the payments.
I called and tried to put $2K down and they said that I can't because it will bring total financed under 10K and they won't finance under $10K so I'll be putting $1500 down. I called my insurance company, State Farm, to get an insurance quote and they asked if they could try to get me better terms on a loan and surprisingly they couldn't beat White River's interest rate.
I'm only going with the gap coverage as it really doesn't add much to the payments and depreciation on boats is worse than cars.