I tie direct for everything and only use a swivel when drop shotting. 

If I'm fishing river current with an inline spinner like Rooster tails or Mepps I will use a snap swivel to reduce line twist. Anything else is direct tie.

I often use a snap on cast and retrieve type baits. Big fan of the Berkley cross lok #3.  I don't use a swivel because unless I'm fishing inshore and using spinning gear. 

I don't use a swivel or snap. If I have a problem with line twist I take a bucket of water and strip the line off my reel into the bucket and reel it back up while pinching the line between my fingers to keep it from twisting. The bucket of water is to make sure the line doesn't tangle.

I've uses snaps on 1.5s, 2.5.s, 5XD and 6XD, and I've not had a single failure while using them for about 5 years now.  I've pulled back to back 6lb'ers on a 6XD with a snap.  I do tend to play the fish out a little more, and try not to horse it in.  Anything can be done, if you take your time and be patient.  Think of all the big bass caught on light line and spinning tackle.....Just my .000002

On 5/9/2016 at 0:19 AM, Bluebasser86 said:

I tie direct for everything. I'd get lazy and lose a fish if I used a snap. 

My exceptions to this are:

1. In-line spinners (Mepps, Blue Fox, Double cowgirls for pike and muskys...)
2. Spoons (again, mostly for toothy fish)
3. BAMF flies for musky and pike

Gotta have at least a swivel in-line for these unless you revel in untangling twisted line nightmares that'll make strong men cry.

I always direct tie. This is partially due to the fact that the lake near my house is clear so I try to stay natural, and also due to the fact that I trust my 20$ Seaguar over a .50 cent swivel.