So last week I was fishing and lost power to the motor and trolling motor. Then we got washed up against a rip rap dam, the boat ended up getting waves thrown over it and partially sinking it most of the back went under beside the motor.  The boat is a 17 foot bass tracker tx its a 1994. What all should I do once we get it back in terms of salvaging it. The hull is OK. 

 

P.S. We got everything valuable off before it sank

Show them the deductions from you account where the insurance was paid......

We never received a bill for the month they said.

Does not mean you did not owe that month. Bad thing to happen to you but if you really were behind on the insurance its not the insurance screwing you, the subject is rather misleading.

Simple. Every insurance has a "valid till" date. If your accident happened and was reported before that date they have to pay. If they did or did not send you a bill to renew does not matter. If you did not renew when you should have you don't have insurance. Just like any service, you are responsible to renew if you got a bill or not. Only time this would be different is if your insurance specifically says it will not drop you if you are late in paying your renewal fee. This is what I have on my auto insurance. P.S. Sorry about the boat. 

good to know. So what should I do now in terms of fixing the boat

 

good to know you are proably right. So when I get the boat back what should I start by doing besides draing gas and oil and replacing batteries

 

Take the engine to a qualified servicer and get it serviced right.  The total immersion of the engine is a big deal, can be handled, but don't try to start it before having it serviced.

 

Previous post is right on regarding separate starting motor and trolling motor batteries.  You don't really have to carry a jumper if you have the capability to move the battery to the engine and hook it up.

 

A paddle is easy to stow and might have saved all this trouble.  Although you did say something about big waves, and in high winds the paddle may not work that well.

Sorry about your rig - glad you're OK.

The proper anchor set up (including Line) can be a game changer (and life saver depending on the situation).

Including one in your next outfit list and knowing how to safely deploy / recover it might be prudent.

A-Jay

It had a three bank setup the engine was cranking but not turning over.  there was 2 foot rollers with thirty mile per hour winds. We did not deploy the anchor although looking back on it I wish we had. While trying to use the trolling motor it was eneffecitve due to the winds and at that point the  paddle  useless was too. The engine never went under water luckily.

 

 

How long was water in the boat?

Main reason I have an anchor on board at all times, rarely do I use it to fish with.    And I don't know if it would have helped, but I also always have an oar with me.   If that isn't on your boat, then I would consider adding that as well.

 

 

On 5/2/2017 at 9:28 PM, Pbkiller123 said:

It had a three bank setup the engine was cranking but not turning over.  there was 2 foot rollers with thirty mile per hour winds. We did not deploy the anchor although looking back on it I wish we had. While trying to use the trolling motor it was eneffecitve due to the winds and at that point the  paddle  useless was too. The engine never went under water luckily.

 

 

Conditions don't seem real conducive to wanting to be out on a boat that size.  I have a 175TXW Tracker and 2' waves and 30mph winds don't seem like it would be much fun.

I guess you and I have a "totally" different definition of "totaled."  Hull OK, engine didn't go under, saved all the stuff in the boat. . . .

Could have pulled your trolling motor battery and used it to start your motor. Im assuming youre starting battery died.

He said the hull was ok and the motor didn't go under water....so why is it a totaled boat? The floor will dry and be fine. Boats are made to get wet. If the water stays out under normal conditions the boat should be good to go shouldn't it?