mattm

Welcome . I would say the fish are either deeper or when spring and summer came the grass got thicker and the strike zone is smaller.

Welcome .

Welcome. I to have heard this Maine smallmouth stories.

Welcome. Sounds like ya'll have a crew going.

Welcome. I love those Strike King spinnerbaits.

Welcome.

Congratulations. Very nice fish.

I was already suspecting it, but know i'm convinced you have a huge aquarium in your home that you grow trophy largemouths in, and then show them off on here. Seriously, awesome fish and great story. You need to move to Cali.

I always continue as well. Glenn, is correct, most likely a color change will do the trick.

Welcome . I hope my son enjoys going as much as your daughter one day.

Welcome .

I learned to walk the dog with a sway back spook. When I switched to a Sammy it became much easier to walk, and I started catching fish regularly. I'll be the first to say when something is a better alternative at a cheaper price, but this ones not even close.

Was wondering the same thing. great job guys. Looks like you had a lot of fun.

Congratulations on your first top water fish. You will be addicted once you get on a real good top water bite. usually when a fish just sucks it under like that its a pretty decent fish. Early and late are the best times for top water usually, but if there is cloud cover sometimes they will hit it all day. A little chop on the water tends to help as well. Fish them in pretty shallow water. Usually 12' or less or over submerged grass beds.

The only known appraisal at the time of listing is the tax appraisal, and that is a very poor indicator of market value. I think what your broker was meaning is that this was the third occurence of an appraisal issue. Which is not suprising considering FHA and VA strengthing their appraisal requirements recently. Otherwise, I would be having a conversation with my agent about why they are showing me homes priced over appraised value. One piece of advice you may want to consider. Every VA loan has what is called a VA funding fee. I think this is 1.5% the first time you have a VA loan. Whatever the exact amount is it will be added to your sales price. The funding fee increases everytime you have a VA loan. I had someone the other day with a 12,000 funding fee. According to how many homes you intend on buying in your life time you might want to consider going FHA this first time. Otherwise you could find yourself with a pretty large funding fee on the next home since it will almost undoubtly be a more expensive home at a higher percent. FHA only requires 3% down and that can be got around by increasing your offer by 3% and asking that the seller pay 3% of closing costs. Essentially a wash and a 100% loan.

Nb, first of all I wish you the best of luck in finding your new home. As Glenn said not everyone is in a buyers market. I'm only a couple homes short of the entire amount I sold last year. The homeowner is not necessarily crazy. VA and FHA loans require that the home appraise for full sales price regardless of down payment amount. A conventional loan only requires that it appraises for the loan amount. so if you were doing a conv. loan and putting 12,000 down you might of never known of the appraisal issue. Plus, who said your appraiser is correct. 12,000 when your talking about a home is not very much. Chances are you could find many appraisers that would say the home is worth what the seller is asking. Also, I don't know the dollar amount of the home you are looking at but as amenity levels go up it is tougher and tougher to get an appraisal with a VA or FHA loan. In this area since the 100% conv. loans are no longer available the FHA max purchase price has been raised from 200,000 to 270,000. The problem with this is FHA was created to help first time home buyers. In this area 270,000 gets you a real nice place. So the FHA appraisals usually don't work out b/c you aren't getting full value for granite countertops, tile floors, custom cabinets etc. Its obvious by your offer that you thought the home was worth it. If you really like the home try approaching the buyer with the offer of getting another appraisal at his expense. You might find out that the home is worth the asking price. If the second appraiser says that the property is overpriced then maybe the seller will realize there is a problem and be more receptive to your revised offer.

I don't have an Avid but I LOVE my carrot stick. I have a Legend tournament series that is the same just 3" longer, and I wouldn't trade my carrot stick for two of them.

Yup, and retie after every fish. I can usually get two fish per bait doing this. Its a pain though. Have had them last as many as 6 fish.

Dude when I was opening the outing forum I seriously thought Hawg Caller hasn't posted one over 7lbs in like 2 days I wonder if he's ok. Then saw your post and thought holy crap this guys amazing. Looks like you and your daughter had a great time. Keep up the good work.

7.5 lbs

Welcome .

Looks just like my old PB 6lbs 12oz. When I win the lottery i'm buying everybody that owns a fishing pole scales.

Hmmmmmmm.........I guess to each is his own. I greatly prefer them to the zoom's. As Micro said much more action(commotion) when buzzed. The plastic probably is a little harder but not to the point of having any hookset problems. Not sure about the slipping through cover issue, but I have fished them several times without noticing any real negatives. In my experience they tend to roll LESS than the Zoom's, so go figure. Also, the Zoom far outshines the Rage as a subsurface lure. All in all i've probably fished these on 20 outings or so and am pretty confident that it will be the only toad in my bag this year.

Even though you might be able to make it work in a pinch a 4/0 is too small for a 12" worm.

Glad to hear ya'll are both ok.