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you keep cash in your wallet?

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  • Super User
1 hour ago, J Francho said:

If a place doesn't take cash, you probably shouldn't be carrying that much, lol. 

For anyone watching or gonna watch East New York, The 74th is Brownsville, 73rd and 75th are East New York. The best Chinese restaurant wings were delivered via a bullet proof plexi rotating window thing (and the intercom interactions were priceless), and I'm still here, back then, you flashed a $20, and you were gonna get rolled, no if ands or butts (Philly blunts)...

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  • I bet most of your bills are singles too...  

  • Dwight Hottle
    Dwight Hottle

    I'm old school and always justify carrying a couple of hundred in case of an emergency. 

  • I always have at least a couple hundie on me for emergencies.  Living in the DC area during the height of the pandemic, nobody wanted to accept cash.  I’ve been to multiple restaurants around me that

  • Global Moderator
3 hours ago, Dwight Hottle said:

I'm old school and always justify carrying a couple of hundred in case of an emergency. 


Ditto

 

Always have that much in a money clip in my front pocket. 
Don’t like sitting a big wallet 

 

 

 

 

 

Mike

  • Super User

I don’t like plastic and I don’t like checks.  I normally carry at least $500 plus small bills.  If I see it and want it I want to have enough to pay for it.

For years I rarely have had any cash on me. After my accident last May and not being able to work the wife and I have started picking/flipping to make money.We go to tons of yard sales that are cash only so these days we hit up the ATM often.

I've got $500 stashed in my wallet in case I want to buy something.  I also keep $100 to $500 in my wallet, not stashed.   The only thing I use a card for is gas.   

 

If a business doesn't want to accept cash they won't get anything from me.  It's against the law to not accept cash but it's not something I'd pursue.   

 

The US Dollar is "legal tender for all debts public and private" in the US.  

 

 

Added:  We have zero debt.  We have an Exxon card, a Lowes card and an Academy card.  We get discounts with these but pay them in full every month.  

  • Super User

I always have some cash on me.  I only use plastic when I absolutely have to.

  • Super User

I'm like @Bankbeater. I have always have cash on me. I don't use plastic if I don't have to. I am really old school in that I have never used an ATM.

  • Super User

Between 2-3 hundo Normally

I like the simplicity of using a charge card, only have 1, same Visa we got in 1980. Don't carry much cash, maybe between $20 and $40, for stuff like coffees and haircuts. My wife carries more, once in a while someone doesn't take plastic. I do take $500ish in cash for emergency use when traveling, by the time we get back weeks later we still have almost all of it.

 

 

  • Super User

I'm between $500-$2000. We use cash for everything. Zero credit card debt. 

  • Global Moderator

I carry $25-40 cash with me each week if I want to get lunch from time to time during the week. I have a debit card and rarely take a credit card anywhere. I hate credit cards and not a big fan of plastic period. For me I keep better track of cash. 
 

I’m just old school I guess and prefer cash. We live in small town USA so everyone accepts cash. 

  • Super User

I always need to have cash since I am dealing with workers always and they expect cash tip(sometimes cash salary), Plus I need $60 each time I am taking boat to tip the crew.

  • Super User

Anywhere from $20-50. It’s sole purpose is for incidents in which cards aren’t an option. 
 

About a year ago, I went to a Panda Express and after I placed my order I broke out my debit card and then they said their system was down and they couldn’t process cards. 
 

Wow. I am glad I had that cash on hand because I was ding dang hungry, jack lol. 
 

A couple places to eat here are cash only. 

  • Super User

Only time I have cash, is when I need to buy diesel fuel for my truck. Paying an extra 10 cents per gal for using a card adds up over  time.

Something really annoying is that most places won’t break a hundred anymore. Even McDonald’s refuses them nowadays. You would think they, of all places, have the cash to make change. I guess they would rather pay the 2% to 3% to the credit card processor then worry about counterfeits. 

  • Super User
1 hour ago, Crankin4Bass said:

Something really annoying is that most places won’t break a hundred anymore. Even McDonald’s refuses them nowadays. You would think they, of all places, have the cash to make change. I guess they would rather pay the 2% to 3% to the credit card processor then worry about counterfeits. 

Yes, It's not a matter of making change, it's a matter of getting stuck with counterfeit bills. Wife worked LP, and her region (DC, Baltimore, NOVA)  would get on average a few each week, sometimes more. Still have a few around the house, some were quite good, some were laughable.

 

7 hours ago, ATA said:

I always need to have cash since I am dealing with workers always and they expect cash tip(sometimes cash salary), Plus I need $60 each time I am taking boat to tip the crew.

Hay chamba?

  • Global Moderator
1 hour ago, Crankin4Bass said:

Something really annoying is that most places won’t break a hundred anymore. Even McDonald’s refuses them nowadays. You would think they, of all places, have the cash to make change. I guess they would rather pay the 2% to 3% to the credit card processor then worry about counterfeits. 

Self checkouts in grocery stores are great places to break $100

  • Super User
1 hour ago, TnRiver46 said:

Self checkouts in grocery stores are great places to break $100

Our self-checkouts only take cards...you want to pay cash, hit one of the regular lanes.

  • Global Moderator
17 minutes ago, MN Fisher said:

Our self-checkouts only take cards...you want to pay cash, hit one of the regular lanes.

Well that’s no fun, it’s the humans that never want to break $100, the machine does it every time haha

  • Super User
15 hours ago, Mike L said:

Don’t like sitting a big wallet 

jason alexander wallet GIF

  • Super User

I carry two one hundred dollar bills  folded and hid . My secret stash .

You cheat yourself paying with cash. Use a credit card and pay it off each month. Pick a card that offers benefits tailored to you. We average $2-3k in travel rewards each year.  Haven’t paid for a flight in years. 

  • Global Moderator
16 minutes ago, GReb said:

You cheat yourself paying with cash. Use a credit card and pay it off each month. Pick a card that offers benefits tailored to you. We average $2-3k in travel rewards each year.  Haven’t paid for a flight in years. 

I hate flying 

  • Super User
8 minutes ago, TnRiver46 said:

I hate flying 

I hate cash back, lol.

  • Global Moderator
2 minutes ago, J Francho said:

I hate cash back, lol.

That just means they made a pile of money off me if they are handing it back 

 

but I will still gladly accept their crumbs and purchase 3 gallons of gas 

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